Employers’ Liability insurance is a legal requirement if you employ people. It offers protection against claims from employees who have suffered an injury or illness arising out of their employment. The cover available complies with the UK’s compulsory employers’ liability law.

Employers’ liability cover can include:

  • The legal fees involved in defending a prosecution under the Health & Safety at Work Act.
  • Contingent Motor Liability insurance cover which will indemnify you (rather than your employee) whilst he or she is using his/her own vehicle in connection with your business.